---
title: "Everything UMET Does to Help You Manage Your Money"
canonical: https://ultimatemove.co.uk/features
publisher: "UMET"
updated: 2026-10-14
summary: "UMET is an expense tracker for your personal finances. It keeps your expenses, your income and your budgets in one dashboard, so you can see where your money goes without building a spreadsheet or keeping a pile of receipts."
---

# Everything UMET Does to Help You Manage Your Money

Source: [https://ultimatemove.co.uk/features](https://ultimatemove.co.uk/features), published by UMET

**Answer:** UMET is an expense tracker for your personal finances. It keeps your expenses, your income and your budgets in one dashboard, so you can see where your money goes without building a spreadsheet or keeping a pile of receipts.

UMET is an expense tracker for your personal finances. It keeps your expenses, your income and your budgets in one dashboard, so you can see where your money goes without building a spreadsheet or keeping a pile of receipts.

Everything below is included for every account, and it all works in your browser. There is nothing to install and nothing to pay for.

## Log an expense in seconds

Adding an expense takes three things: the amount, a category and the date. That is quick enough to do the moment you spend, which is what keeps a record complete.

You choose your own categories, such as Rent, Groceries, Transport or Utilities. Every expense goes into a history you can sort and filter by date, amount or category, and you can open any entry to see its full details and notes. The dashboard also shows how much you spent in total each month.

## Keep track of every source of income

Income sits next to your spending, not in a separate tool. You can record salary, freelance work, rental income, investments or any source you name yourself, and see every entry in one list.

An income and expense overview shows your net position at any time: what came in, what went out and what is left. A trend chart shows how your income changes from month to month.

## Set budgets and see how much is left

You can set a monthly limit for up to 10 categories, each one independent of the others. A live progress bar shows how much of each budget you have used and how much remains.

When you go over a limit, the bar turns red, so you notice straight away rather than at the end of the month. All your budgets appear on one page with the amount allocated, spent and remaining for each.

## Understand your spending with clear charts

The dashboard opens with your total income, total expenses and net balance. Below that, a breakdown chart shows how your spending divides across categories, and trend charts show your spending and income over time.

Your most recent transactions are listed on the dashboard as well, so a quick look tells you what has happened lately without opening anything else.

## Your data stays private

Your financial data is encrypted, and UMET never sells or shares your personal information. It collects only what it needs to run your account.

## Everything you need to manage your money in one place

UMET covers the four things most people need to stay on top of their finances: recording expenses, tracking income, setting budgets and seeing the results clearly. Each part feeds the others, so a budget reflects what you actually spent and the dashboard reflects both sides of your money.

You can create a free account without a credit card and start tracking in under a minute.

## Key takeaways

* Adding an expense takes three things: the amount, a category and the date.
* Income sits next to your spending, not in a separate tool.
* You can set a monthly limit for up to 10 categories, each one independent of the others.
* The dashboard opens with your total income, total expenses and net balance.
* Your financial data is encrypted, and UMET never sells or shares your personal information.